1892 N Thunder Creek Rd

Utopia, TX
$ 820,000 Beds 3 Baths 2 Sq 1,816
Monthly Estimate* How much can I afford?

Escape to the heart of the Texas Hill Country with this exceptional 20.87-acre property in Utopia, Texas. Offering privacy, functionality, and breathtaking country living, this fully fenced and cross-fenced ranch is ideal for livestock, horses, hunting, recreation, or a self-sustaining homestead. The main residence features approximately 1,400 square feet with 3 bedrooms and 2 bathrooms, enhanced by a solar power system for increased energy efficiency. A separate 700-square-foot guest house provides outstanding flexibility with 1 bedroom, 1 bathroom, an eat-in kitchen, and living room-perfect for guests, extended family, rental income, or a private office. Built for both work and play, the property includes a 30' x 40' utility barn complete with a ventilated, heated, and air-conditioned paint booth. An additional 12' x 24' insulated building with sheetrock, heating, and air conditioning offers endless possibilities as a workshop, studio, additional dwelling, or hobby space. Outdoor enthusiasts will appreciate the dedicated deer processing area and 5' x 5' walk-in cooler, making this property an ideal hunting retreat. Established gardens with fruit trees, raised beds, and a fully automated irrigation system provide ample opportunity for homegrown produce, while a rainwater collection system with 3,000 gallons of storage supports sustainable living. Gather around the fire pit under the stars or relax in the 12' x 12' screened gazebo while taking in the peaceful Hill Country surroundings. Located in desirable Bandera County, this versatile property combines rural tranquility with practical improvements and abundant wildlife. Whether you're looking for a working ranch, hunting getaway, multi-generational living arrangement, or private country retreat, this unique Utopia property delivers endless possibilities.

Single Family

  • Price
  • $ 820,000
  • City
  • Utopia
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • BANDERA
  • Half Bathrooms
  • 0
  • Area
  • 2400
  • Lot Size
  • 20 Acres
  • Zip
  • 78884
  • Sqr Footage
  • 1,816
  • Year Built
  • 1999
  • Taxes
  • $ 8150
  • Style
  • One Story
  • MLS#
  • 1994060
Listed By: Kimberly Paul with Coldwell Banker Stagecoach Realty; (210) 421-5277
Data Source: LERA MLS

Features

General

Living Area 1816
Construction Pre-Owned
Heating Central,Zoned
Cooling One Central,Zoned
Bathrooms 2
Subdivision THUNDER CREEK RANCH
Builder UNK
Class Single Residential
Type Single Family Detached
Style One Story
Roof Metal
HOA Mandatory None
Miscellaneous No City Tax,Virtual Tour,School Bus
Status Active
Attached Garage Yes
Neighborhood Amenities None
Area 2400
Year Built 1999
High School Utopia
School District Utopia
Proposed Terms Conventional,VA,Cash
Elementary School Utopia
Middle School Utopia
Legal Description Thunder Creek Ranch Lt 139A Pt 20 Acres & Lt 139A 0.860 Acre
Potential Short Sale No
Taxes 8150

Interior Features

Kitchen Length 19
Kitchen Width 14
Total Bedrooms 3
Full Baths 2
Interior Features One Living Area,Eat-In Kitchen,Utility Area in Garage
Stories 1
Flooring Ceramic Tile
Living Room Width 14
Heating Fuel Electric
Bedroom2 Width 13
Bedroom3 Length 12
Bedroom3 Width 11
Living Room Length 23
WINDOW COVERINGS All Remain

Exterior Features

Exterior Other
Foundation Slab
Pool (Y/N) No
Exterior Features Covered Patio,Mature Trees,Detached Quarters,Additional Dwelling,Workshop,Cross Fenced,Ranch Fence
Pool None
Lot Size 20
Water/Sewer Septic
Lot Description County VIew,15 Acres Plus
Inclusions Ceiling Fans,Washer Connection,Dryer Connection,Stove/Range,Electric Water Heater,Private Garbage Service
Lot Improvements County Road
Garage Parking Attached,Oversized

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the San Antonio, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Utopia Elementary School
Middle School Utopia Middle School
High School Utopia High School

Price History

6/22/2026 Listed $825,000
8/13/2026 1% - $820,000

Property vs Zip Code Average in 78884

Price
AVG $800K
$820K
Taxes
AVG $5,947
$8,150
Year Built
AVG 2004
1999
Visits
AVG 283
53
Data Provided by Inside Real Estate®

Areas That We Cover

1892 N Thunder Creek Rd Utopia, TX is a Single Family Home for sale at $820000 with 1816 sqft and a lot size of 20 Acres Acre(s). 1892 N Thunder Creek Rd Utopia has 3 bedrooms, 2 baths and was built in 1999. The property's zip code is 78884 which is in Utopia, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.